New rules for (mortgage) loans as from 2013
Did you buy an owner-occupied home in 2013? Or did you increase your mortgage or loan in 2013? Or was your mortgage or loan in 2013 higher than in 2012, because you bought a more expensive house? In that case, you will be dealing with new rules for the deduction of your (mortgage) interest.
As from 1 January 2013 the rules for (mortgage) loans were changed
As from 1 January 2013, the rules on the deduction of interest on the home acquisition debt (mortgage interest deduction) were changed.
Loan for the owner-occupied home with family, your private company or a bank not established in the Netherlands
After 1 January 2013, did you take out a loan for your owner-occupied home with a lender (loan provider) who is not obliged to inform us of any details? In some situations, you must send us the data concerning your loan.
Which data must you send?
You must send us the data using the form 'Statement on a loan for the owner-occupied home'. Complete this form on your computer and print it.
When to send the data?
You should send the form 'Statement on a loan for the owner-occupied home' no later than when you file a tax return for the year in which you took out the loan for your owner-occupied home (mortgage).