Tax-free allowance

A fixed amount of your assets (your assets minus your debts) is exempt from tax. This is the tax-free allowance.

Tax-free allowance doubles with tax partner

Do you have a tax partner for the whole year? Or do you have a tax partner for only part of the year, but do you choose to be tax partners for the whole year? In that case, the tax-free allowance is doubled.

Tax-free assets table
Year Tax-free allowance
without tax partner
Tax-free allowance
with tax partner
2026 €59,357 €118,714
2025 €57,684 €115,368
2024 €57,000 €114,000
2023 €57,000 €114,000

You don't have a tax-free allowance when calculating your actual return

You can now report the actual return on your assets to us (only available in Dutch). The Supreme Court (Hoge Raad) has ruled that you cannot take into account the tax-free allowance when doing so.